insur

n. [ From Insure. ] [ 1913 Webster ]

1. The act of insuring, or assuring, against loss or damage by a contingent event; a contract whereby, for a stipulated consideration, called premium, one party undertakes to indemnify or guarantee another against loss by certain specified risks. Cf. Assurance, n., 6. [ 1913 Webster ]

☞ The person who undertakes to pay in case of loss is termed the insurer; the danger against which he undertakes, the risk; the person protected, the insured; the sum which he pays for the protection, the premium; and the contract itself, when reduced to form, the policy. Johnson's Cyc. [ 1913 Webster ]

2. The premium paid for insuring property or life. [ 1913 Webster ]

3. The sum for which life or property is insured. [ 1913 Webster ]

4. A guaranty, security, or pledge; assurance. [ Obs. ] [ 1913 Webster ]

The most acceptable insurance of the divine protection. Mickle. [ 1913 Webster ]

5. Hence: Any means of assuring against loss; a precaution; as, we always use our seat belts as insurance against injury. [ PJC ]

Accident insurance, insurance against pecuniary loss by reason of accident to the person. --
Endowment insurance or
Endowment assurance, a combination of life insurance and investment such that if the person upon whose life a risk is taken dies before a certain specified time the insurance becomes due at once, and if he survives, it becomes due at the time specified. Also called whole life insurance. --
Fire insurance. See under Fire. --
Insurance broker, a broker or agent who effects insurance. --
Insurance company, a company or corporation whose business it is to insure against loss, damage, or death. --
Insurance policy, a certificate of insurance; the document containing the contract made by an insurance company with a person whose property or life is insured. --
Life insurance. See under Life. [ 1913 Webster ]

n. One who effects insurance; an insurer; an underwriter. [ Obs. ] Dryden. [ 1913 Webster ]

hose bold insurancers of deathless fame. Blair. [ 1913 Webster ]

n. The person insured, called also the insured. Champness. [ 1913 Webster +PJC ]

v. t. [ imp. & p. p. Insured p. pr. & vb. n. Insuring. ] [ OE. ensuren, prob. for assuren, by a change of prefix. See 1st In-, and Sure, and cf. Assure, Ensure. ] [ Written also ensure. ] [ 1913 Webster ]

1. To make sure or secure; as, to insure safety to any one. [ 1913 Webster ]

2. Specifically, to secure against a loss by a contingent event, on certain stipulated conditions, or at a given rate or premium; to give or to take an insurance on or for; as, a merchant insures his ship or its cargo, or both, against the dangers of the sea; goods and buildings are insured against fire or water; persons are insured against sickness, accident, or death; and sometimes hazardous debts are insured. [ 1913 Webster ]

v. i. To underwrite; to make insurance; as, a company insures at three per cent. [ 1913 Webster ]

n. One who, or that which, insures; the person or company that contracts to indemnify losses for a premium; an underwriter.

{ } n. A state of insurrection; an uprising; an insurrection. [ 1913 Webster ]

A moral insurgence in the minds of grave men against the Court of Rome. G. Eliot. [ 1913 Webster ]

a. [ L. insurgens, p. pr. of insurgere to rise up; pref. in- in + surgere to rise. See Surge. ] Rising in opposition to civil or political authority, or against an established government; insubordinate; rebellious. “The insurgent provinces.” Motley. [ 1913 Webster ]