[マルゆう(マル優);まるゆう(丸優), maru yuu ( maru yuu ); maruyuu ( maru yuu )] (n) tax-free small-sum savings system (often used by the elderly and the disabled); non-tax plan for small savings
[よびぐん, yobigun] (n) (1) reserves (esp. troops); reserve army; (2) potential members of some group (e.g. the elderly); people at risk (e.g. of a medical condition); wannabees